Antique/Classic (Stock) and Hot Rods (Modified Vehicle)

SCM insurance can cover your classic car or hot rod at a much reduced premium than standard auto insurance if the following restrictions are meet.

Restrictions:

• Auto must be 15 years or older
• Must be kept in a lock garage
• No more than 5,000 miles per year
• Customer must have one daily use auto in household per driver and one auto must be newer than 10 years old
• Being a car club member (not required, but it helps)
• Four photos needed of all four sides of auto
• Insured must provide a agreed value

Standard Coverage:

• Liability up to $300,000.
• Uninsured Motorist coverage up to $600,000.
• Collision Coverage with no Deductible for Agreed Value
• Comprehensive Coverage with no Deductible for Agreed Value
• Spare parts coverage up $500.
• Emergency Towing $25.

Options:

• Medical Payments up to $5,000.
• Uninsured Motorist Conversion coverage