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Insurance |
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3858 Main Street Bridgeport, CT. 06606
Phone: (203) 374.9453
Toll Free: 888.866.6099
Fax: (203) 365.0406
Open from 9:00 AM to 5:00 PM weekdays
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Homeowners Insurance from
SCM Insurance
SCM Insurance provides homeowners insurance for
all types of homes. One to four family homes,
Dwelling replacement costs from $50,000 to $5,000,000.
We specialize in preparing binders and all other
forms needed to close on a home at time of purchase.
This service is something the direct insurance
companies are unable to provide. Please contact
us by E-Mail or phone with your homeowners insurance
needs and we will tailor a policy for your needs.
Contact
Us to get more information on your specific
needs for
these options
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Get your Homeowners Quote Now
Just click here |
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Discounts Available:
- Multi-Policy (auto with the same company)
- House alarm discount (monitored system, local system, smoke detectors)
- New house discount (Homes under 20 years old)
- Non smoker credit
- Claims free credit
- Credit for having superior credit
- Mature owner credit (over 55 years old)
- Higher deducible credits
- Named storms deducible (homes within 2 miles from shore)
Basic coverage's (on every homeowners' policy):
- Dwelling coverage (equal to the rebuilding cost of house)
- Other structures (10% of dwelling amount)
- Personal property (50% of dwelling amount)
- Personal property away from home (10% of personal property)
- Loss of use or loss of rents (20% of dwelling amount)
- Personal & premises liability
- Medical payments to non-residents
- Business property at home
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Homeowners Insurance Options:
- Replacement cost coverage on the dwelling (150% maximum or unlimited)
- Replacement cost coverage on contents
- Scheduled items coverage such as jewelry, silverware, computers, camera equip., etc.
- Blanket coverage on jewelry
- Water Backup and sump pump overflow
- Equipment breakdown
- Assisted living care coverage for household memebers
- Identity Theft coverage
- Refrigerated property
- Earthquake coverage
- Office in the home Liability coverage
- Lock replacement
- Watercraft (liability only)
- Rented dwellings (liability only)
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